Are you looking for cheap auto insurance in Tampa, Florida? Your search ends here. Save up to $450 by simply comparing quotes from top rated national and local insurance companies. We do all the leg work, you enjoy lower rates. Our online form is fast, easy and secure.
When comparing quotes, its worth to know how much coverage you need. Have a look a the Florida no fault insurance requirements, if you are in doubt. Every insurance specialist would recommend you to get more then the state required minimums, but its is up to you to decide. $10,000 Personal Injury Protection (PIP) and $10,000 Property Damage Liability (PDL) are hardly going to cover the medical bills or property damages if you get involved in anything more than a minor accident. Remember, PDL will cover damages you cause to other people’s property, not your own. If you drive a new car and would like to protect it, consider including collusion and comprehensive coverage in your policy.
Tampa auto insurance rates
Tampa residents pay higher car insurance premiums than the national average. If we have to be more specific, the average annual auto insurance in Tampa costs over $2,100 which is nearly $600 more than what pay across the country. Its even $250 more than the average insurance premium in Florida.
Why do people living in Tampa have to pay so much more? According to some, the Florida No Fault law is to blame. It is no secret that the PIP insurance fraud is a huge problem and some counties have taken the matter in their own hands. Some groups point fingers at the insurance companies, others at greedy attorneys or the state lawmakers. No fault insurance is in principal designed to reduce law suits and help people who have been injured, but the sad truth is that its being abused and the law abiding citizens are left paying the bill.
All insurance companies use slightly different formulas when calculating insurance rates. Although, the major factors are pretty much the same. Into consideration are taken your driving record, credit score, age, gender, type and model of your vehicle, place of residence and sometimes even occupation. You can see why it is almost impossible for two people to pay the same insurance rates.
Cheap auto insurance in Tampa
All that being said, you may ask yourself if it is even possible to find cheap car insurance in Tampa. Yes, it may seem like a difficult task, but you can enjoy having adequate cover while paying less. The key is not to make the classic mistake with renewing your policy automatically or going with the first quote you get.
It is amazing how a lot of people are prepared to work long hours to make a few hundred dollars, but when it comes to saving that amount on auto insurance, they don’t seem to be able to find 2 minutes to shop around. Saving on auto insurance has never been easier. All you need to do is fill an online form with some basic information regarding yourself and your vehicle and that’s it. Sounds simple, doesn’t it? That’s because it really is. See for yourself.
Car Insurance Agents in Tampa, Florida
- 3001 W Waters Ave Ste A, Tampa, FL
- (813) 931-0050
Atlantic Auto Ins of Tampa Inc
- 4058 Fiesta Plz, Tampa, FL
- (813) 350-9800
Fiesta Auto Insurance
- 405 S Dale Mabry Hwy Ste 231, Tampa, FL
- (813) 448-3828
Tampa Auto Insurance
- 9017 E Adamo Dr Ste 113, Tampa, FL
- (813) 620-3994
Direct General Ins Agency
- 13540 N Florida Ave, Tampa, FL
- (813) 265-1719
Auto First Insurance
- 5205 E Fowler Ave, Temple Terrace, FL
- (813) 985-7732
Mr Auto Insurance
- 14055 Riveredge Dr Ste 500, Tampa, FL
- (813) 632-2500
- 4229 W Kennedy Blvd, Tampa, FL
- (813) 289-2277
American Landmark Insurance
- 6115 N Armenia Ave Ste A, Tampa, FL
- (813) 872-8481
Adrian Fernandez Insurance Inc